AARP Life Insurance and Long-Term Care Options from New York Life (for California NYL Agents) : Ruby Legacy Financial and Insurance Solutions | Oakland, CA

AARP Life Insurance and Long-Term Care Options from New York Life (for California NYL Agents)

Traditional Long-Term Care Insurance offered by New York Life Insurance Company

Combination Life + Long-Term Care Insurance offered by New York Life Insurance and Annuity Corporation

New York Life is proud to be the provider of Life Insurance and Long-Term Care Options from New York Life. Using tools and products developed with AARP members in mind, I design solutions to help meet your needs and always work within your budget.

 

Secure your future with life insurance

New York Life offers a wide range of life insurance products that can suit almost any need and budget. I can help find the right product for you and your family. For AARP members, New York Life offers an expanded portfolio of AARP- endorsed products with simplified underwriting, that includes AARP Easy Acceptance Life, AARP Level Benefit Term Life, and AARP Permanent Life insurance from New York Life. Here are just a few examples of how life insurance can benefit you and your loved ones:

  • Income replacement;
  • Mortgage protection;
  • College funding;
  • Retirement funding and protection;
  • Leaving a legacy; and
  • Medical and funeral expenses.

Protect your family and your legacy with long-term care options

Many people spend their lives saving money and building assets that will help them support their lifestyle later in life. There are several options that can help protect your finances and your family—and give you added peace of mind about the future. It’s never too soon to protect what matters most. Let’s design a strategy together using long-term care options!

Work with an Authorized to Offer Agent

I am committed to finding solutions with your best interest in mind. To be able to provide this quality of service, I became an Agent who is “Authorized to Offer.” This is a certification acquired by agents who have expressed a specific interest in helping AARP members.

To gain this status, I'm required to:

  • Be an experienced agent who wants to help people age 50+;
  • Be in good standing with New York Life and in my community;
  • Come highly recommended by my immediate manager;
  • Participate in additional training on the needs of AARP members and the 50+ population;
  • Receive periodic evaluations by both AARP and New York Life; and
  • Commit to always put AARP members’ needs first.

I am proud to be an Authorized to Offer Agent and I am excited about the opportunity to help you.

To learn more about AARP, and the benefits of being a member, visit www.aarp.org.

The purpose of this material is solicitation of individual insurance. An insurance agent may contact you. Policy form LTC6 (CA) is issued by New York Life Insurance Company, New York, NY. Policy forms AF-MP-CA and AF-SP-CA are issued by New York Life Insurance and Annuity Corporation, Newark, DE, a wholly owned subsidiary of New York Life Insurance Company, New York, NY. These policies have exclusions and limitations. The amount of benefits and premium depend on the product options selected. Underwriting approval is required to purchase coverage and a medical exam may be required. Premiums vary by issue age. The company reserves the right to increase premiums in the future on policy form LTC6 (CA). For costs and complete details of the coverage, contact your agent or the company. New York Life Insurance Company and New York Life Insurance and Annuity Corporation each have sole financial responsibility for their own products.

The products offered through AARP Long-Term Care Options are available to the public. AARP group life insurance products are available under the AARP Life Insurance Program and are underwritten by New York Life. AARP Membership is required for Program eligibility. Specific products, features and/or gifts not available in all states or countries. AARP has established the AARP Life Insurance Trust to hold group life insurance policies for the benefit of AARP members. Complete terms and conditions are set forth in the group policy issued by New York Life to the Trustee of the AARP Life Insurance Trust (Group Policy forms [AA-74, AA-80, AA-91]).

New York Life Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, producers or brokers.
None of the products are issued or provided by AARP or its affiliates.

1754844 CA exp 1/6/2024